Inspiring Your Students to Become
Successful With Life and Money

Your students will never look at money or debt the same. They will be inspired to start managing their finances and controlling their spending.

"The information actually helped because I was just charged a fee and it put me over my limit, so I know for the next payment to put more money than I was going to." - Keonta Grant, Phi Beta Lambda member, Claflin University, Orangeburg, SC

Bill speaks passionately about debt & finances, and does not sugar-coat anything.

"I didn’t know how much affect bad credit score has on other things like getting a job or buying a car." - Stephanie Baumgart, Student, Hilbert College, Hamburg, NY

Students will walk out of Bill’s presentation armed with more knowledge about credit cards, debit cards, and debt than they would have learned in ten years. They will know enough that they could explain credit and debt to their parents!

"This presentation was very enlightening on how to avoid financial debt. Mr. Pratt was very good, and his presentation was GREAT! I am financially savvy due to this presentation."
- Anita Gaines, Student, FCC

Give Your Students What They Want!

"This seminar was great! I learned alot about credit cards... I'm going to use these tips for my advantage." -Lauren Harshman, Student, Frederick, MD

Students want to know how to make the right decisions with their money. After all, they go to college as an investment in their future. The last thing they want to do is start  out stressing about money, having to make decisions against high pressure sales people and media who are trained to take their money. At the very least, students want to know the tactics that are going to be used against them. At the very best, they want to know the rules of money and how to win.

"The information was relevant to our lives and much appreciated!" - Samantha Beard, Student, Ripon College in Ripon, Wisconsin

College freshman are finally able to make their own decisions without their parents approval… and they have to deal with the consequences as well. Some universities allow credit card companies to set up a table on their campus, resulting in 14% of all credit cards issued to college students. Another 42% of students sign up for a credit card as a result of the 25-50 mail solicitations they receive per semester.

Why Choose Bill?

As a former industry insider, working as a Vice President for the credit card division of Citigroup, Bill knows credit and debt. He spent five years as an economist for the U.S. federal government, and earned his MBA in finance, so Bill knows money. As an adjunct professor, author, speaker and coach, Bill knows students.

Bill's Philosophy

Bill’s goal is to help students wade through the endless financial decisions they will encounter. He has a passion for helping students succeed. By making the best decisions about money, with the right attitude, Bill believes that people will accumulate more wealth faster and will then be able to use that wealth to improve the lives of those around them.

Who is Bill?

Bill started writing advice about money in his twenties to help others. Now in his early thirties, Bill is a contributor for YoungMoney.com. He has authored two books, including Extra Credit: The 7 Things Every College Student Needs to Know About Credit, Debt & Ca$h and he speaks at colleges, universities high schools and events to help students understand money.

"The information was presented in a way that kept my interest… Very useful information and good knowledge in the field." - Brittany Barr, Franklinville, NY